Article
Disaster recovery for affected businesses
Next steps for businesses impacted by Hurricanes Helene and Milton
Oct. 14, 2024 · Authored by Anthony Ollmann, Derek W. Royster, James S. Miller, Heath Whitaker
With the Southeast dealing with the aftereffects of Hurricane Helene and Hurricane Milton, businesses looking to pick up the pieces may be unsure where to begin and the road to recovery can feel overwhelming. The weight of rebuilding amid the devastation is daunting. It’s important to remember that you are not alone. With available resources and a clear, organized approach, you can navigate the rebuilding process more effectively and regain control in the aftermath of the storms. Start by following these steps.
First and foremost, contact your insurance company before making any major decisions or hiring contractors. Understanding your coverage, deductibles and the claim process is key to avoiding unnecessary complications down the road. Be sure to document all damage thoroughly with photos and videos.
Once you begin the process of hiring a contractor, proceed with caution. Fraudulent contractors often prey on vulnerable property owners in the aftermath of disasters. Always request a contractor’s license number and verify it through your state’s licensing board. Similarly, try not to allow the stress of the situation to cloud your judgment – obtain a written contract that clearly defines the scope of work, cost, completion timeline and payment terms. Contracts should also document any changes that may arise later to prevent disputes.
It’s also important to stay involved throughout the repair process. Regular check-ins will allow you to ensure that the work is progressing as agreed upon. Ask for photos of completed work in areas you can’t easily access, such as roofs or crawl spaces. Before making final payments, take the time to inspect the work and confirm that all tasks have been completed to the contract specifications.
